Amex Gas and Groceries Creditcards can help with today’s high priced commodities and rising costs of fuel.
Taking into consideration the strain of basic household expenses to your budget, it would help to look at the credit cards that have cash back savings.
These cards with low interest offer generous rewards and other benefits that can definitely help consumers from their daily spending.
Experts compare gas and groceries creditcards according to the following aspects:
Rewards. Most cards offer point earnings or gift cards, but it is crucial to consider cards that have cash back. Cash back provides savings from groceries and fuel consumptions.
Annual fee. Although most grocery and gas reward cards have annual fee, do not let that discourage you. The cash back earnings from these cards justify it and are more than enough to cover the annual fee.
Interest Rates. You can maximize the generous rewards provided by credit card with cash back by paying credit card balances in full every billing period. Otherwise, consider looking for cards with low interest fee if you intend to carry balance in your credit card account.
Available Amex Gas and Groceries Creditcards
Amex BlueCash Everyday Creditcard
This card from American Express offers earning 100 Reward Dollars upon spending total $1,000 within the initial three months of card membership. This can be used to redeem for a $100 credited directly to the statement.
Add up cash back by making eligible purchases using your card. You can get cash back as follows:
- 3-percent at U.S. supermarkets (stand-alone)
- 2-percent at major department stores (select)
- 1-percent on all other purchases
The cash back is given as Reward Dollars redeemable as statement credit.
In order to maximize your cash back on all eligible purchases, you can get additional cards for family members and friends. These additional cards will have no annual fee.
Additionally, get cash back from your monthly spending such as phone bills and the like. You can take advantage of enrolling in Automatic Bill Pay to ensure your rewards earning.
Blue Savings Program of American Express provides the opportunity to save while using your card. In order to do this, card member can go toamericanexpress.com/bluesavings and look for the BlueSavings Program existing offers.
Card members of these Amex Gas and Groceries Creditcards can keep track of their cash back earnings online. You can have up-to-date account information regarding your spending, Reward Dollar balance as well as all your reward possibilities.
Amex BlueCash Preferred Creditcard
This American Express card offer earning of 150 Rewards Dollars by spending $1,000 within the initial three months of card membership. You can redeem this reward for $150 statement credit, which can actually cover your two years annual fee.
Here is how to earn cash back on all eligible purchases.
- Get 6-percent cash back for purchases at U.S. supermarkets (stand-alone)
- Get 3-percent cash back for gasoline purchases at U.S. gas stations (stand-alone)
- Get 3-percent cash back for purchases at major department stores (select)
- Get 1-percent cash back on all your other purchases.
The cash back earned is given in Reward Dollars redeemable as statement credit.
Opt to earn your rewards faster and maximize cash back on all eligible U.S. purchases by applying additional cards for family members and other friends. All additional cards have no annual fee. Your monthly spending such as phone bill payment can also earn cash back that can be added to your rewards.
Moreover, have savings through American Express Blue Savings Program. You can avail of card member offers with exclusive partner brands.Avail this program by visiting americanexpress.com/bluesavings and look for existingoffers.
It pays to consider Amex Gas and Groceries Creditcards in dealing with savings on household expenses and making informed decision about getting the right card for your needs.