ANB Visa Silver offers consumers wider range of shopping opportunity because it is accepted at more than thirty two million merchants worldwide.
The shoppers have more ways in getting the products they need since there is continuous sales and discounts that are available locally and abroad if they use the card to pay for the items.
Moreover, cardholders can extend the benefits of great shopping to their family members by applying for a supplementary card. There is nothing more enjoyable than sharing the convenience of using the card to your loved ones.
Get the best of both worlds in shopping using the card and the availability of cash. Do you know that you can do cash withdrawals at Automated Teller Machines and other financial institutions around the world. Use this option should you need immediate cash for shopping convenience.
Even if you do shopping regularly, you can choose to settle your account through easy monthly payments. This is for at least 5-percent of your outstanding account balance.
All it takes now as a cardholder is being responsible and enjoy the benefits of using ANB Visa Silver card.
Responsible Use of ANB Visa Silver Card
The key to enjoy the use of credit cards is to be a responsible cardholder. One way of being responsible is adopting effective shopping practices.
The following are tips how to handle effective shopping:
Take time to plan before shopping.
It is crucial to decide whether to shop at home or in stores. Knowing which of the choice is more appropriate to the current situation will help a lot in your decision.
Ask yourself, which is more advisable to buy at the moment, goods or services. Products have clearer price identification than services. The quality of goods can be determined before purchasing, while to know if the service is satisfactory or not will be established after the performance.
Check the reliability as well as the services of the stores and other sellers from which you plan to purchase the goods you need. Stores are reliable if they are able to support and deliver their claims. Services of sellers include the method of payment they accept, refund and return policies, knowledgeable salesperson, and other special services.
Make a decision when to buy your items. Made up your mind if you will be shopping on credit or cash, or maybe suspend buying at later time. Take advantage of discounted offers, bargains and sales items. It is crucial as responsible shopper to avoid impulse buying.
Do the comparison of shops or stores where to buy the products.
It is important to familiarize yourself with the items you will buy such as their types and forms. Also, be able to do comparison of brand name, packaging, generics and other product features.
Read and understand products warranties, which guarantee the product qualities and standards. It will help also to inquire people who already purchased and tried the product and getting other product information from publications, consumer reviews and community forums.
Do the comparison of shops or stores where to get the services.
Make clear identification of the service person or company that will be providing the services.
It is crucial to check for technical qualifications, license, skills, professional work ethics, and reliability.
Get other information about the service provider by checking references and other records available.
Be able to ask for quotation or estimate in order to have proper reference of the work plan.
Applying effective shopping practices and taking advantage of ANB Visa Silver card features will ensure responsible use of credit cards.