The latest version of Slate from Chase is the Slate with Blueprint. These credit cards aid cardholders devise a plan to obtain savings on interest and expedite payment of balances.
Nowadays, credit card fraud is rampant; but with the fraud and protection that come with Slate credit cards, consumers can shop with great confidence.
People who are interested in applying for these cards can apply online through the website of Chase. The current holders of Slate cards will receive their new card design when their existing card expires.
The new card design will not pose any confusion for merchants and cashiers as the magnetic strip will still work as on the former Chase cards.
The feature that makes these Slate credit cards stand out among the zero percent balance transfer cards is the introductory offer of not having a balance transfer fee for fifteen months.
How to Determine if Slate From Chase’s Balance Transfer Offer is Your Best Option
The offer of no APR on balance transfer for fifteen months from Slate From Chase is very difficult to resist, especially if you have a large amount to transfer. However, it is short of the twenty one months zero APR on balance transfer from Citi Platinum cards.
However, the other features of these cards make it more beneficial than the other balance transfer credit cards.
Also, before cardholders jump into these offers that give quick financial satisfaction through savings from payment of fees, it is best that they first assess their credit cards debt position to find out which credit card will give the most advantages in the long-term.
To make a good assessment of Slate from Chase, the following should be considered.
- Do you really need a balance transfer?
This question is for consumers with good financial situation, but not willing to pay interest on credit card debt that may have recently accrued.
They have to determine if paying a balance fee will ruin the financial benefits of a zero APR balance transfer.
Paying no fees to get a zero APR is a great relief from interest rates and creates great savings.
- How much monthly payment is needed to pay off credit card debt before the zero APR expires?
It is important to know if the period for the offer is sufficient for the balance transfer and if the amount for monthly payment is not burdensome. To do this is to simply add all the current credit card debt and divide the sum by the number of months for the balance transfer deal. The purpose of this computation is to determine if the monthly payment will not hurt the current financial situation.
The Outstanding Offers for Slate From Chase – A Chase Slate Review.
To help you evaluate further if Slate From Chase is the right credit card for you, here are the brief descriptions of the different features and offer details for you to consider.
- Zero Percent Purchase Intro Interest Rate for Fifteen Months
- Fifteen Months Balance Transfer Zero Percent Interest
- No Annual Fee
- Late Fee up to 35 dollars
- Cash Balance Fee is three percent or minimum of ten dollars
- Balance transfer fee is three percent or minimum of five dollars
- Cash Advance Rate is between 19.24 and 23.24 percent
- Zero liability on unauthorized purchases using Slate from Chase card.