ATnTUniversal Business Rewards Creditcards – Features and Benefits

How long have you been in business? Have you tried using ATnTUniversal Business Rewards Creditcards? If not yet, read on and learn why most business owners prefer using these credit cards.

There are other business credit cards that offer few membership benefits and some rewards programs, which may answer some of your business needs.

But, these credit cards make bigger those membership benefits and rewards programs in order to meet the daily needs of developing businesses.

These rewards and benefits run from administrative and marketing recommendations up to monitoring of expenditures and other essential employee benefits such as health and prescription drug discounts.

AT&T Universal rewards cards offer numerous amounts of membership benefits and rewards programs while helping businesses succeed by providing tools for expenses and other daily issues.

The Different Features and Benefits of ATnTUniversal Business Rewards Creditcards

These credit cards are loaded with features and benefits, but these three features standout:

      The Provision for Personal Business Assistance
      Loaded with Complimentary Rewards Accrual Points Program
      Efficient and Effective Online Account Management System

For total appreciation of ATnTUniversal Business Rewards Creditcards, Citibank provides the following features and benefits to help business owners to manage and maintain their businesses effectively:

Membership Benefits and Features

Cardholders and members of these business credit cards do not only benefit from the various rewards programs, but also enjoy discounts on dental, health, and prescriptions.

Moreover, AT&T Business Rewards cardholders can take advantage of the automatic travel accident insurance from all bus, train, airplane tickets purchased with the credit card. Not only that, they also can enjoy travel and emergency assistance for legal, medical, emergency transportation, translation services, and lost luggage services; as well as automatic car rental insurance when traveling locally or abroad.

These features and benefits can help businesses lower their employee benefits expenses.

The Business Features and Benefits

No other credit card offer can provide an optional benefit of a Smith Barney Business Financial Management Accounts that allow business owners to obtain additional help in managing pressing finances and both long-term and short-term investments.

One feature that makes these business rewards credit cards stand out and remain as one of the most beneficial card in the industry is its being a one-stop place to a business-oriented functions and services such as office management needs, administrative and marketing referrals, hotel reservations, travel arrangements, and even entertaining, dining, and shopping services.

To top it all, these cards offer remarkable reporting and management tools like quarterly summaries and complete online account management functions.

What you have for your business is a credit card company that will continue to care for its cardholders’ business concerns.

AT&TUniversal Business Rewards Creditcards - Features and Benefits

Reliable Security Features

Citigroup is well known for its wide range of identity theft prevention system for its cardholders that are particularly designed to protect all card owners against unauthorized card use against other people.

These security systems also include protection against purchases, extended warranties on certain products and provide additional system for secure use and safe transaction or purchase.

Credit Card Features and Benefits

AT&T business rewards credit cards have tremendous card features and benefits, but the smartest is its remarkable rewards programs.

The five points for every dollar spent on eligible AT&T purchases and the three points for every dollar spent on selected gas stations, office supply, and other services are most useful to businesses.

The points accrue on accelerated stages and some accrue through the expenditures of employees.

Why is it Beneficial to Own ATnTUniversal Business Rewards Creditcards

If you own a small or medium size business, ATnTUniversal Business Rewards Creditcards are the ideal credit cards for you.

The business features of these cards can be of big help in the account management and expense monitoring of your businesses.

These credit cards offer opportunities for a flexible handling of daily planned and unplanned expenses.

All cardholders (primary and secondary) and members can collect rewards that they can use for travel, supplies, entertainment, hotel reservations and other outlets.

Therefore, if you want a tool that can help you succeed in your business, consider these credit cards.

 

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Extraordinary Rewards with ATnT Universal SavingsRewards Creditcards

ATnT Universal SavingsRewards Creditcards are not only for getting rewards, but also for savings. Yes, savings. Do you know of other credit cards that can provide both?

With AtnT Universal Savings Rewards cards, you can save up to ten percent on AT&T products and services that are eligible for the initial twelve months and after the twelve-month period; savings of five percent. Your savings can reach up to three hundred fifty dollars per calendar year.

What purchases are construed as AT&T products and services? As mentioned, you only earn savings on eligible transactions that deal with AT&T consumer products, services and bill payments.

The AT&T products should be bought only through ATT website, AT&T phones, AT&T owned shops, and AT&T customer service centers.

In case purchases are made from independent dealers, these transactions are not eligible to earn savings.

Your statement credits will appear automatically on your Credit Card statement of account during the month when you made the purchases.

It is important that you keep your credit card active in order to enjoy earning savings.

If you return any AT&T product or you receive an AT&T credit, your statement credits will be corrected accordingly in the billing statement when the return occurred.

ThankYour Rewards on ATnT Universal SavingsRewards Creditcards

Non-AT&T purchases can earn ThankYou points up to fifty thousand during any calendar year, except on cash advances, returned goods and services, transferred balances, fees, credits, charges on going beyond credit card limit, and interest charges. You can earn ten thousand ThankYou points if you are able to use your card to purchase five hundred dollars worth within three months after you opened your account.

The bonus points you’ve earned can be redeemed for gift cards worth one hundred dollars.

ThankYou Rewards presents a variety of ways to redeem points for travel via its online booking system that provides cardholders more options for hotels, vacation packages, flights, and many more.

Your ThankYou points can be redeemed online or by calling 1-800-842-6596, the ThankYou Service Center.

Applying for ATnT Universal SavingsRewards Creditcards

You can apply for ATnT Universal SavingsRewards Creditcards by going to the Citi website and select these cards.

When you reach the page for ATnT Universal Savings Rewards cards, click Apply Now in order to access the online application form.

Fill out all the required fields and follow the procedures on how to complete your online application.

It is safe to apply online because AT&T Universal SavingsRewards cards use Secure Sockets Layer to make all transmissions secured by applying encryptions.

ATnT Universal SavingsRewards Creditcards -Application

You will be notified through an email if your application is approved. Therefore, make sure that you supplied your current email address in your application.

If you do not wish to receive your application result by email, Citi will send you the status by postal mail within thirty days.

Within thirty days, if you are approved; you will receive your credit card together with a Welcome Kit.

The kit will explain the features of the card, details regarding the use of the card, and benefits.

These credit cards are great for savings and rewards. If you are eighteen years old and a resident of United States, you are qualified to apply for these cards.

 

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Why Would You Want to Own ATnT Universal Savings Platinum Creditcards

ATnT Universal Savings Platinum Creditcards are the best to own if you have a good credit history in order to get the most advantage.

Therefore, if you are qualified for a platinum card, you don’t have to be content with your regular credit cards because you will be missing out on the many advantages and benefits being offered by a platinum quality credit card.

The things you are missing out include access to exclusive lounges of various airports where free snacks and drinks with Internet access are offered.

You don’t even have to wait in line at the check-in counters and be subject to tedious security checks at security check areas.

Not only that, platinum credit cards also provide free upgrades such as upgrades and late check-out at most luxury hotels worldwide.

The numerous benefits are also beneficial for business owners. Platinum credit cards can offer higher credit card limits compared to regular cards.

The higher credit limits or sometimes no spending limits are great features for business owners as it allows them to make large purchases without affecting their bank account.

Company Overview of ATnT Universal Savings Platinum Creditcards Issuer

Citibank is one of the world’s biggest full-service banks, a foremost international bank that serves more than one hundred countries and two hundred million clients.

Citi’s motto, “Citi never sleeps” is very appropriate as Citi Cards is considered the largest provider of credit cards in the world with more than one hundred fifty million credit card accounts.

With its commitment to give the best credit card experience to its cardholders, Citi Cards has recently introduced the Citi 2G credit cards, which are considered the credit cards’ second generation.

These 2G cards have microchips that permit consumers to select between rewards points or credit options implanted as buttons on the face of the credit cards.

Citibank was established in 1812 and now a part of the giants in global financial services issue Citi cards that are available at Citibank branches or online.

ATnT Universal Savings Platinum Creditcards’ Features at a Glance

ATnT Universal Savings Platinum Creditcards are ideal for balance transfer as they carry zero APR on your balance transfer for fifteen months and they have annual fees.

Cardholders can automatically earn savings up to 1.5 percent with no limit on every purchase. The savings are also automatically posted to your account each month so there is no minimum, no paperwork and you don’t have to wait. The amount cardholders can save will depend on the amount of purchases they make every month.

ATnT Universal Savings Platinum Creditcards - Cards

A savings of .5 percent back is given for the first two hundred fifty dollars cardholders spend and one percent back above that amount. A 1.5 percent bonus savings is earned for purchases beyond seven hundred fifty dollars.

As part of the card’s services, you can manage your credit card account online and through the mobile banking tools.

You will no longer have worries about credit card fraud or scam because through these credit cards, you can use virtual account numbers.

Instead of providing your actual credit card number online, you can just make one click and Voila! A substitute card number is generated for your use without the danger of having your real card number stolen when shopping online.

 

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The Value of Spending with Citibank Cashback and Savings Cards

Would you want to avail of the Citibank Cashback and Savings cards? Just imagine the valuable rewards that these credit cards can bring on your spending.

Citibank Cashback and Savings Cards - Vaues on Spending

Most credit cards have the customary rewards programs. Cardholders earn points and use them in redeeming various items such as gift cards, merchandise or travel rewards.

However, other cards have benefits base on rebates or savings, which Citibank cash back and savings cards provide. For example, you can save on fuel and other usual items that you buy using these credit cards.

It is quite interesting to know, how the credit card that you are using can actually give back something in return.

Take time to explore on the great benefits that Citibank credit cards have to offer.

Benefits through Citibank Cashback and Savings Cards

The cash back and savings credit cards of Citibank let the cardholders earn back percentage on their purchases as rebates. This can be done through direct credit to cardholder’s account or by savings vouchers.

The good aspect of these rewards is that while you are using the card, it provides you with the opportunity to earn while going about your regular spending.

Consider the following Citibank cash back and savings credit cards:

Citibank Cashback and Savings Cards - Offers

Citi Dividend Platinum Select Visa Card – Earn an initial cash back of $150 after making $500 purchases within your first three months of card ownership.

The cardholder can get 5-percent cash back from airline purchases, car rental and when shopping at selected specialty stores and outlets.

In addition, you get one-percent cash back from all the other purchases.

Citibank Cashback and Savings Cards - Offers

Citi Dividend Platinum Select Visa Card forCollege Students – When using the card while studying, you can get 5-percent cash back for six months on purchases at convenience stores, gas stations, drug stores and supermarkets. After six months, the rate of cash back would be at one-percent.

Students can get two-percent cash back from selected rotating categories, and one-percent cash back from all the other purchases.

Citibank Cashback and Savings Cards - Offers

AT&T Universal Savings Platinum Card – This card provides an exemplary cash back among the Citibank Cashback and Savings cards because of the 1.5-percent automatic earnings on purchases.

Conveniently, the unlimited amount of savings you can earn will be posted automatically to your account.

How to Choose the Best Citibank Cashback and Savings Cards

Do you want to know, which of the Citibank’s cash back and savings cards will provide you with most earnings?

  1. There is a need to compare the corresponding rates and fees of all the credit cards that you prefer.
  2. Know exactly how and where you intend to use the cards on your spending. This would include store preferences and shop loyalty. The key is where you will use the card frequently.
  3. Take into considerations the other benefits you can get from the cards of your choice such as low APR, rewards and other promotional options.

Take time in making decisions because your choice of the best card among the Citibank Cashback and Savings Cards will greatly provide the maximum benefits you can get from Citibank credit cards.

How to Apply for a Citibank Credit Card

A Citibank credit card is a fantastic choice for a consumer like you to consider and is the most widely used credit card in the industry.

Citibank cards are available in different types such as business credit cards, student credit cards, and many more.

Citibank or Citi Group Credit Card Company has already issued more than 145 million credit cards in over than forty countries, which make these credit cards one of the most reliable cards.

Citi creates different credit cards that tailor to specific customers because it knows the needs of every credit cardholder.

Whether you are a student, a business owner, or a plain housewife; there is a credit card offer that will suit your particular needs.

Citibank makes its credit cards appropriate both for small businesses and consumers. You can very well let Citi cards help you grow and develop your skills in financial management.

Citibank Credit Card Selections

With numerous types of Citibank cards on the market, it will literally be confusing to choose which Citibank credit card is appropriate for your purpose.

The first step in applying for a Citi card is to identify which card will suit your needs.

To help you make a proper choice, here is a list of the selections for best offers you can choose from:

Citibank Low Interest Credit cards

    1. Citi Diamond Preferred Credit Card
  • Enjoy a zero interest APR on your purchases and balance transfers for eighteen months,
  • a zero liability on unauthorized purchases,
  • Citibank identity theft solutions,
  • 24/7 access to a personalized concierge service and no annual fee.
    1. Citi Platinum Select Visa Credit Card
  • You can have Extra Cash from Citigroup and enjoy discounts on travel, gift cards, merchandise and more.
  • You also have a zero interest APR on all your purchases and balance transfers for eighteen months, no annual fee and the Citibank Identity Theft solution.
    1. Citi Simplicity Credit Card
  • With this card, you can obtain peace of mind by having direct access to a service representative, no annual fee, no penalty rate, and no late fees.
  • Also, you have a zero interest APR on your balance transfer and all your purchases for about eighteen months.

Citibank Points Credit Cards

  • Citi ThankYou Credit Card – Aside from enjoying an introduction zero interest on your balance transfers and all your purchases for fifteen months, you can earn one Thank you point for each dollar you spend on your purchases and an anniversary bonus on all points you have earned every year.There is no limit to the number of points that you can earn and you can redeem your points for travel rewards, merchandise, cash, or gift cards.
  • Citi Forward Credit Card – If you sign up for a paperless statement and make a purchase of six hundred fifty dollars for the initial three months to earn ten thousand bonus Thank you points, you can obtain a one hundred dollar gift cards.You will also enjoy a zero interest APR for twelve months on your balance transfers plus seven months on all your purchases, and earn five points for each dollar you spend on books, music, music and restaurants.

Citibank Small Business Credit Cards

    • AT&T Universal Business Rewards Credit Cards – These credit cards are specially created for businesses that have built good credit history. You can enjoy a zero interest on your purchases for six months and get five Thank you points for each dollar that you spend on accepted AT&T services and products, which you bought directly from AT&T.

Citibank Credit Card - Different Types of Credit Cards

  • CitiBusiness ThankYou Credit Cards – If you have an established credit history, you can apply for these cards and enjoy earning fifteen thousand bonus ThankYou points after purchasing three thousand dollars worth within the initial three months of card membership.

Citibank Student Credit Cards

  • Citibank Dividends Platinum Select Credit Cards for Students A cosigner is not required when applying for these cards. You can enjoy earning five percent cash backs on your accepted purchases at drugstores, supermarkets, gas stations, utilities, and convenience stores.
  • Citi Forward Credit Cards for Students – A cosigner is not required when you apply for these cards and you can obtain an APR reduction on your purchases when you use your credit card wisely.You can also earn one thousand points when you sign up for a paperless statement within the initial three months of opening your account.

Citibank Airline/Hotel Credit Cards

  • Citi Hilton Visa Signature Credit Cards – If you frequently stay in hotels, these credit cards are the best since they let you earn forty thousand Hilton Honors Bonus Points after you spent one thousand dollars within the first four months of opening your account.
  • Citi Platinum Selects AAdvantage Visa Signatures Credit Cards – These cards let you earn thirty thousand American Airlines Advantage bonus miles following your purchase one thousand dollars within the initial three months of card membership. These are ideal if you frequently travel by air.

Citibank Application Requirements

The two basic requirements for obtaining a Citibank credit card are being of legal age and having good credit score and report. Some types of Citi cards may require additional qualifications.

After you have compared the different Citi cards and made your choice, you can apply at any Citibank branch, mail a written application, or fill out an application online.

You must be aware that your credit card application will result in a credit report inquiry and too many credit report inquiries can affect your credit score negatively.

If in case your application is denied, review the letter explaining your denial and do the necessary corrections in order not to be denied when you apply again.

Make Shopping and Travel Easy with Citibank Credit Cards

Do you know the different types of Citibank credit cards? There are numerous types of Citi cards that are available in the market nowadays, which makes it easy for you to select the best for your shopping and travels. Citibank Credit Cards- The Widely-Used Credit CardsCitibank is the number one credit card issuing company in the world. All credit cards that come from Citibank are loaded with interesting and unique features.

The different types of credit cards from Citibank include low interest credit cards, student credit cards, rewards credit cards, business credit cards, balance transfer credit cards, AAdvantage credit cards, no annual fee credit cards, cashback and savings credit cards.

Almost all credit cards offered by Citibank are perfect for making purchases and traveling. It is not difficult to choose the best credit card that will perfectly suit your needs.

What you must do is to check your eligibility based on the different criteria and make an application online. Whatever credit card you choose, you will surely enjoy the best customer service from a global bank that possesses the expertise in providing you with a very positive experience.

Application Guide

for Citibank Credit Cards

After you have determined, which card among the different Citibank cards will suit your needs; you need to fulfill all the following criteria before you proceed with your application:Citibank Credit Cards - Different Types of Credit Cards

  • You must meet the minimum age requirement of 18 years old.
  • You must possess a satisfactory credit rating.
  • You must be eligible to the income requirement for the particular credit card you have selected.

Applying online for a credit card from Citibank is a simple process. All you need to do is to provide all the information needed that include:

  • Your complete name together with your date of birth, home or office address, email address and all contact telephone numbers.
  • Your current employment status and actual occupation.
  • Your present financial state, including major assets that you own, your current income and expenses.
  • If in case you are self-employed, provide your accountant’s name and the name of the company he works for together with all contact telephone numbers.
  • If the purpose of your application is transferring your balance from a different credit card, you need to provide the name of your account, type of your account, the account number, the issuing credit card company name, and the total amount you like to transfer.

Normally, the entire online application process would take about ten minutes. After you have forwarded your online application, you will receive an answer at your email within a minute together with the Application Reference Number. With the reference number, you will be able to check the progress of your application by logging in.

Should Citibank need additional information; they will make a call at the telephone number you have given.

Prepaid Citibank Credit Cards

The Alternative

Citibank Credit Cards - Owning a Citibank CardIf you lack qualification for any of the unsecured Citibank credit cards, and you need a credit card to build your credit or to enjoy the benefits of using credit cards; you may consider a prepaid credit card from Citibank as an alternative.

Citibank Cash Card is a reloadable, pre-paid card that you can use anywhere MasterCard and Visa are accepted. The card has your name on it, and it is more convenient and much safer for you to carry than cash.

Using a prepaid card will help you make a budget, spend wisely, and build a good credit in order to achieve your financial freedom. Your shopping and travels are made easy and rewarding with any of the credit cards from Citibank.

Exploring the Different Citibank Low Interest Creditcards

Citibank low interest creditcards are one of the more accepted types of credit cards today. Wondering why?

Low interest credit cards are more popular because you can save a considerable amount of money not only in the long-term, but also in the short-term.

The introduction of credit cards has tremendously affected the spending habits of consumers and has changed how business transactions are carried out. Credit cards are related to convenience because consumers are able to purchase goods and services without carrying actual cash for payments.

Numerous credit card companies are now offering low interest credit cards, but among the more reliable and more popular credit cards nowadays are the low interest credit cards of Citibank.

Almost everyone has a Citibank credit card, and it is just beneficial that you picked the one that would provide you with the excellent features and services.

If you haven’t selected a Citibank card yet, explore the different low interest credit cards first before you make your final choice.

Understanding Citibank Low Interest Creditcards

Understanding Citibank low interest credit cards is also to understand the different low interest credit cards now available in the market.

Learning about credit cards’ interest rates is very crucial to consumers since this is one way of finding out whether the features of a specific credit card is indeed a good offer.

The best way to understand low interest credit cards is to take time to read the full content of the terms and conditions. Check out the features in order to help you use the credit card responsibly and effectively.

You can check out the features of the different low interest credit cards of Citibank by checking out the official website of Citibank. After checking out the different credit card offers, find out your credit standing, needs, and paying capacity to help you select the one that best suits you.

Remember that credit cards are not created equal. Some cards will have better offers and services than others. It is beneficial for you to select the card that will serve your purpose of obtaining convenience and safety.

The Different Citibank Low Interest Creditcards

The Citibank low interest creditcards have features that will surely benefit you. Check out the different credit cards and choose the best that will suit your needs.

Citibank - Different Types of Credit Cards

  • Citibank Simplicity Credit Card.This card offers an enjoyment of an introductory zero APR on purchases and balance transfers for up to eighteen months; it has no annual fee and zero liability on all unauthorized charges. The variable APR after the introductory period will depend on your creditworthiness.
  • Citibank Diamond-Preferred Credit Card. This card also has no annual fee and provides a zero introductory APR on purchases and balance transfer for up to eighteen months. Added features include a 24/7 access to assistance in booking flights, hotel, and many more. It also provides zero liability on unauthorized transactions and Citibank Identity Theft Solutions.
  • Citibank Platinum Select-Visa Credit Card for College Students and Citibank Platinum Select-MasterCard for College Students. Both these credit cards have no annual fee and have and introductory of zero APR on all purchases for seven months. You are also provided a no-fee benefit of access to online discounts and a co-signer is not required.
  • Citibank Platinum Select-Visa Credit Card. This card provides an introductory zero APR on purchases and balance transfers for maximum of eighteen months. You are able to protect your personal information and account through the Citibank Identity Theft Solutions.

The secret of effectively using credit cards is basically being aware, and careful of your spending. No matter which type of Citibank low interest creditcards you will choose, make sure that you are able to keep up with your payments.

Citibank Most Popular Creditcards For Your Convenience

Citibank most popular creditcards are great choices for your convenience.

Credit cards issued by the leading credit card issuing company, Citibank, are available in numerous types such as business credit cards, student credit cards, rewards credit cards, and many more.

When you need to apply for a credit card, you can always go for Citi bank credit cards.

Why a Citi card?

Here are some good reasons why you should select a Citi credit card:

  • Acceptability. Citibank is one of the most successful credit card issuing companies worldwide. It has issued about 140 million credit cards in more than forty countries making their credit cards the most widely accepted in the world. With Citi cards, you are assured of acceptance when making purchases at most stores.
  • Numerous Built-in Benefits. Citi cards have numerous built-in benefits being offered to their customers. Some of these benefits include travel services, money and banking management, and increased security for transactions when using credit cards. The information on these benefits is easily found in their website at the terms and conditions section.
  • Meets your Needs. The many available Citi cards are specifically created to meet the particular needs of diverse customers such as frequent shoppers who can get cash backs or frequent travelers who can get several air mile and travel rewards.
  • Instant Online Approval. You can apply for Citi cards online and obtain instant approval. The online application is secure and easy to use. After completing and submitting your application, you may begin earning cash back points for cash back credit cards as soon as you make a credit card transaction.
  • Rewards and Savings Options. Citibank offers various rewards and savings options that are beneficial to its customers. Citi offers no annual fees, cash back, miles points, low APR, and many more. Citibank also provides opportunities for you to manage your expenses, advice to help customers like you save money, and let your credit card help expand your business.
  • Security. Citibank if dedicated to keep your transactions safe from fraud and identity theft. The bank will get in touch with you if they suspect any activity appearing on your account that helps prevent fraud from happening.

Most Popular Creditcards of Citibank

Citibank most popular creditcards currently available include:

  1. Citi ThankYou Creditcards,

Citibank ThankYou Credit Cards

How CitiBusiness ThankYou Creditcards Help Your Business?

CitiBusiness ThankYou Creditcards – Businesses need financial tools that can aid in their financial management. CitiBusiness ThankYou Creditcards are the best for this purpose.

  1. Citi ThankYou Preferred Cards,
  2. Citi ThankYou Premier Creditcards,

Citi Simplicity Creditcards , and

Why You Should Apply For Citi Simplicity Credit cards?

Citi Simplicity Creditcards – Learning about the different unique features of these credit cards will justify why you should obtain these cards.

Citi Forward Creditcards.

Citibank Forward Student Credit Cards

Are CitiForward Creditcards for College Students Only for Students?

CitiForward Creditcards for College Students – How to take advantage of credit cards with various rewards and bonuses and help in building credit history for students.

Citibank - Different Types of Credit Cards

When you compare Citi credit cards most popular cards with other brands, you will learn that obtaining a Citi card is the best decision you can make.

From no annual fee to student credit cards, you will surely find one that will suit your needs.

When browsing their website, you can see that you are guided in choosing the best for you through the easy and convenient navigation.

As long as you meet the requirements for the Citibank most popular creditcards, you can obtain more than one card.

If you have a business, you can obtain a card for your business and another card for your personal needs.

Isn’t that the most convenient and advantageous offer that you can get?

The Different Citibank No Annual Fee Creditcards You Can Obtain

There are a number of Citibank no annual fee creditcards offered in the market today. But, before we talk about the different no annual fee credit cards, let us first know what an annual fee is.

The annual fee for credit cards is a yearly fee determined by the credit card issuer, normally a bank that cardholders agree to pay for the following purposes:

  • Use of the credit card
  • Use of other bank facilities and service that from time to time cardholders may avail of
  • Use for the maintenance and management of any transaction or balance on the credit card.

These fees may range from fifteen to three hundred dollars depending on the type of credit card.

Citibank No Annual Fee Creditcards - Rewards

Annual fees are charged to the line of credit or on any funds that are available on the credit card account.

The annual fee could either be a one-time specific month of the year charge or divided monthly charge on your credit card account.

If ever the credit card issuers or banks decide to increase the amount of the current annual fee or enforce a new annual fee, they have to notify you at least forty five days prior to the implementation of the new annual fee as required by federal law.

You have the liberty to accept or reject the new annual fee. But, if you opt to reject it; you have to close your credit card account.

Think carefully before you reject the new annual fee and close your account because it may badly affect your credit score.

The Different Citibank No Annual Fee Creditcards

Citibank, being one of the largest and popular banks in the U.S., delivers Citicards that are widely used all over the world.

Herein are the Citibank no annual fee creditcards that are currently offered in the market:

Citibank No Annual Fee Creditcards - Offers

Citi Simplicity Card. Aside from enjoying a zero percent APR introduction for eighteen months for balance transfers and purchase, you could also attain peace of mind because you will not have any penalty and late fee charges.

There is no liability on unauthorized charges, and you can have a direct contact with a service representative.

Citibank No Annual Fee Creditcards - Offers

Citi Forward Card. A very popular rewards credit card as can receive ten thousand bonus through the ThankYou rewards program upon signing up for paperless statements and spending at least six hundred fifty dollars during the initial three months.

Earn five points on every dollar spent on entertainment and dining, and one point on all other spending. If you love going to the movies, eating out or buying books; this is the card among the Citibank no annual fee creditcards for you because you can redeem your earned points for a wide rang of rewards from cash, gift cards, merchandise, to travel.

Citibank No Annual Fee Creditcards - Offers

Citi ThankYou Preferred Card. If you spend around a thousand dollars during the initial three months upon membership, you can earn fifteen points that worth one hundred fifty dollars in gift cards. You can also earn one point for every dollar that you spend on all your purchases using this credit card.

This card also carry the Citi Private Pass, which provides the chance to get VIP packages and go to special events. You can redeem your points for a huge range of rewards from the ThankYou program.

Citibank No Annual Fee Creditcards - Offers

Citi Diamond Preferred Card. Great for balance transfer because this card offers a zero percent APR introduction for eighteen months on purchases and balance transfers.

Based on your creditworthiness, your APR after the introduction period is between 11.99 and 21.99 percent. You can obtain special pass to interesting events and experience through the Private Pass offered for these Citibank no annual fee creditcards.

Citibank No Annual Fee Creditcards - Offers

Citi Hilton HHonors Visa Signature Card. This is a hotel rewards credit card that permits you to earn six points for each dollar you spent at any of the three thousand six hundred hotels within the worldwide Hilton group, three points for purchases at gas stations, supermarkets, and drugstores, and two points on all your other spending.

So, obtain one while there is no annual fee to earn points that you can redeem for free auto rentals, free hotel stays, or airline miles, plus it does not have pre-set spending limit.

Citibank No Annual Fee Creditcards - Offers

AT&T Universal Savings & Rewards Card.Within the initial three months after signing up, you can earn ten thousand ThankYou bonus points when you spend at least five hundred dollars. Earn automatic savings and fantastic rewards given exclusively for AT&T customers by using this card.

For every dollar you spend on non-AT&T products and services, you earn one ThankYou point and you can save up to ten percent for the initial twelve months on all AT&T purchases and services. After the initial twelve months, you can earn five percent or up to three hundred fifty dollars every year. You can also get savings on AT&T services and products that include Android, Apple, Windows smart phones, and Blackberry from these Citibank no annual fee creditcards.

Citibank No Annual Fee Creditcards - Offers

AT&T Universal Savings Platinum Card. With this card, your can automatically earn up to one and a half percent on all your purchases.

There is no limit to the amount of earning you can get each year and your savings are directly posted to your account automatically. You will not have any liability on all your unauthorized charges.

Citibank No Annual Fee Creditcards - Offers

Citi Forward for College Students. This is a very good card for building credit history as co-signer is not required during application and the chance of obtaining great rewards. By making purchases, paying on time consecutively for three billing periods, and staying under your credit limit; you can get up to two percent APR reduction and earn up to one thousand two hundred ThankYou bonus points annually.

For every dollar you spent on books, movies, music, and restaurants including fast foods; you earn five ThankYou bonus points and one point for each dollar on all your other purchases.

Citibank No Annual Fee Creditcards - Offers

Citi Dividend Platinum Select Visa Card forCollege Students. For the initial six months, you can earn five percent cash back at convenience stores, gas stations, drug stores, supermarkets, and utilities; thereafter, you earn one percent. You can also get cash back of at least two percent in rotating popular categories.

Earn five percent cash back on car rental and airline purchases, and back to school purchases at Banana Republic, Gap, Gap outlet, Old Navy and Banana Republic factory stores from July 1st to September 30, 2012. You don’t need a co-signer for this card and you can earn one percent on your other purchases. You will also have no liability on all unauthorized charges.

Whatever you select from these Citibank no annual fee creditcards will be advantageous for you.

Availing the Best Citibank Balance Transfer Credit Cards

Through Citibank Balance Transfer Credit Cards, you have great options to minimize interest payments and manage your credit card debt very well.

Citibank Balance Transfer Credit Cards - Zero-APR

Many credit cardholders are turning to balance transfer cards of Citibank to save from the accumulated interest on their various credit cards.

The balance transfer option also provides with the opportunity of transferring all their existing credit card debts to only one card for easier management.

Citibank offers zero-percent introductory APR on its balance transfer credit cards applicable to purchases as well as balance transfers from 12 months up to 18 months without any late payment fees.

Cardholders can avail all of these Citi cards without paying an annual fee.

Wide Choices of Citibank Balance Transfer Credit Cards

Consumers have great opportunity of choosing among the Citibank credit cards and enjoy zero introductory interest rates along with exclusive card benefits.

Citi Simplicity Card

  • Avail zero-percent introductory APR for eighteen months on purchases and balance transfers. The variable APR after the introductory period is from 12.99-percent to 21.99-percent depending on cardholder’s creditworthiness.
  • Cardholder can directly access a service representative using Citi card.

Citi Diamond Preferred Card

  • Avail zero-percent introductory APR for eighteen months on purchases and balance transfers. The variable APR after the introductory period is from 11.99-percent to 21.99-percent depending on cardholder’s creditworthiness.
  • Holder of these Citibank Balance Transfer Credit Cards have an access to personalized concierge 24/7 service that provides booking assistance for hotel accommodation, flights, and many more.
  • Get special access to ticket presales, special VIP packages, preferred seating and other unique entertainment experience using Citi Private Pass.

Citi ThankYou Card

  • Take advantage of zero-percent introductory APR for fifteen months on purchases and balance transfers. The variable APR after the introductory period is from 12.99-percent to 22.99-percent depending on cardholder’s creditworthiness.
  • Every dollar spent on purchases earns one ThankYou Point.
  • The earned points from purchases yearly earn anniversary bonus.
  • Signing up for the Paperless Statements & account online earns bonus points. In addition, shop at ThankYou Bonus Center affiliate retailers and earn extra points.

Citibank Balance Transfer Credit Cards - Card ChoicesCiti Forward Card

  • Maximize savings with zero-percent introductory APR for a year on purchases and balance transfers. The variable APR after the introductory period is from 12.99-percent to 22.99-percent depending on cardholder’s creditworthiness.
  • Purchases worth $650 earn 10,000 bonus points, and cardholders can sign up for the Paperless Statement that will earn them bonus points.
  • Every dollar spend on restaurant earns five ThankYou points and every dollar spend on other purchases earn one point.
  • Paying on time and maintaining under the credit limit earns bonus of 1,200 points per year.

AT&T Universal Savings and Rewards Card

  • Have a zero-percent introductory APR for a year on balance transfers. The variable APR after the introductory period is at 15.99-percent variable. The APR for purchases is at 15.99-percent variable.
  • Purchases above $500 within three months after opening the account will earn 10,000 ThankYou Points bonus.
  • AT&T customers can earn rewards and have automatic savings with this Citi card.
  • AT&T services and purchases can save up to ten-percent for the first twelve months, and five-percent thereafter, even up to $350 per year.
  • Every dollar spent on purchases earns one ThankYou Point.
  • Cardholders of these Citibank Balance Transfer Credit Cards can use the points to redeem great rewards such as travel, gift cards and many more.

AT&T Universal Savings Platinum Card

  • Enjoy a zero-percent introductory APR for fifteen months on balance transfers. The variable APR after the introductory period is at 12.99-percent variable. The APR for purchases is at 12.99-percent variable.
  • This Citi card automatically earns up to 1.5-percent on purchases and savings are posted in the account automatically.
  • The amount to be earned per year has no limit.

Citi Platinum Select Visa Card

  • Avail zero-percent introductory APR for eighteen months on purchases and balance transfers. The APR after the introductory period is from 11.99-percent up to 21.99-percent basing on creditworthiness.
  • Get Extra Cash, a no-fee benefit giving access to cardholders on various discounts online.

On top of all these benefits, Citibank Balance Transfer Credit Cards have valuable features including zero-dollar liability on any unauthorized charges, Cell Phone protection and protection through Citi Identity Theft Solutions.