How the Top Credit Cards lenders, providers or Issuers Stack Up

There has always been an intense amount of competition within the credit cards lenders market. This has only gotten more intense as the economy has gotten worse over the years.

Major credit cards lenders such as Citi Bank credit Cards providers buidling. Photo courtesy: somenoise

Everyone is looking for the credit cards companys who can offer them the most for their money.

Finding the right credit cards lenders can be difficult because they all seem to want you to believe that they are the best credit cards providers for you. You will hear everything from the different rewards cards that they offer to the kinds of consumer client base which they cater to as reasons why you should also be using their credit card.

If you are like most people, then what counts should or shouldn't be:

• about the credit cards providers endorsements.
• about the events that the credit cards company offers.
• You are only interested in the credit card lender that will offer you great rates and great rewards.

There are a few shining stars which stand out among the crowd. These credit cards lenders are the giants which have been able to weather the storm of the bad economy and have still been able to approve people for credit cards when others companies have been denying long-standing members from continuing with their accounts.

A citibank credit cards speedpay payment option with American Airlines AAdvantage logo. Photo courtesy: oskay

These are the top three providers best credit cards Lenders offers:

• The Citibank Platinum Select MasterCard - a citi bank credit card

This Citi bank credit card is offered by one of the biggest names in the credit card industry - Citibank.

They have pretty tight credit rating standards at the moment for obvious reasons.

But, as long as you have at least a 500 for a credit score, you have a pretty good shot of getting the credit card.

You will be able to take advantage of a 0% APR credit card offer for 12 months on all new purchases and transfers.

There are no extra rewards for the credit card, but you will have the backing of the supreme credit card company in the industry on all purchases.

• Capital One VentureOne Rewards - a Capital one credit card

Another of the standouts is a credit card company which is actually fairly new to the industry - Capital one credit cards.

Capital One bank has come on the scene offering some of the near zero, lowest APR credit cards in the credit lending industry. They also are fairly lenient on who they will issue a card credit to.

Those with a credit score of 400 and above will have a decent chance of getting the card. You will also be able to enjoy a 0% APR interest rates credit card offer on this card for 12 months.

Additionally, you will be able to earn miles on every purchase that you make with the card.

Another related credit card offer from Capital One is their popular Capital one student Credit cards and Capital one secured credit cards.

Major Credit cards companys. Photo courtesy: david-trattnig

• Discover More Card - The Best cash back credit card

Discover credit card has always been considered the poor man’s credit card.

This has changed as recently as the Discover credit cards providers has been able to come out of the poor economy as a shining star.

You can earn 5% to 20% cash back on certain retailers on the purchases that you make, such as gas, supermarkets, grocery. This allows you to shop like you have a coupon any time you shop. You will enjoy a 0% APR intro rate if you are able to qualify for the card.

This is the one caveat which is making it difficult for just anyone to get a credit card with Discover:

You need a fairly high credit score to get approved.

This has made Discover credit card a member of the major respected credit cards lenders and credit card providers family.

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