Best Credit Cards for those with Fair Credit –
Fair Credit Credit Cards
Best Credit Cards For Fair or Poor Credit Having a fair credit score is not as difficult to overcome as having a bad credit score. Fair or poor credit credit cards.
This does not mean that obtaining the credit you need to live your life or to boost the score on your credit report is easy. When you have a fair credit score you may find that you are still quickly turned down by several credit card companies for unsecured credit cards.
This is why you need to seek out credit card offers with fair credit which work with people with a less than perfect credit report and extend them unsecured credit. Below are some of the best credit cards for those who have fair credit.
Around 620 – credit cards for fair credit
800 is a perfect score on a credit report form one of these major credit reporting bureaus.Any score below 620 is generally considered a bad credit score.
If you have a score which is somewhat above or below the 620 mark you have a score which is considered to be fair by most intuitions which extend lines of credit.
When you are in this grey area of credit scoring you need to apply for credit cards which specialize in helping people with fair credit scores to establish better credit scores.
Some of the personal unsecured loan for people with fair to bad credit offered by Orchard Bank are great for those with a less than perfect credit report.
Orchard has a long history of approving unsecured credit cards to those who have a fair credit score.
The bank also offers secured credit cards or cards which require a deposit to secure the balance, for those who do not approve for their unsecured cards.
Any of the Orchard credit cards can help a person to establish better credit if they carry a low balance and pay their payments on time.
Other Fair Credit Options
Aventium Classic credit card is ideal with those who have a fair credit score.The balance transfer credit cards for fair credit offered by Aventium for people with fair credit scores have an initial lower unsecured credit limit which can increase if the card holder makes timely payments over the course of a few months.
Aventium also reports monthly to the credit bureaus. This means that a card holder who carries a low balance and makes their payments on time can make their credit report look better in a short period of time. Centennial Classic credit card is another one of the best credit cards for those with fair credit scores to apply for. Centennial will offer unsecured lines of credit to those who have blemished credit.
They also offer the opportunity for people to apply for one of their secured credit cards should they not be able to get approval for one of their unsecured cards.
Centennial will offer their secure credit cards with balance transfer fair credit holders the opportunity to obtain an unsecured line of credit once they proven their credit worthiness with the use of one of their unsecured credit cards.
All cards issued by this company have their activity reported to major credit bureaus which means they can all help with increasing a credit score when used properly.