With a Qitaf Titanium Credit Card, you are rewarded with a lot more prizes and points when you use your card more often.
These credit cards are commonly referred to as the STC customers’ cards because they are especially designed for STC customers whereby the earned points through the program are redeemable for gift certificates, extra talk time, discounts on telephone bills and other services from Saudi Telecom Company.
Cardholders have the opportunity of earning up to 2,400 Qitaf points each year by merely using the card even for shopping.
As a premium credit card, your card will have a worldwide acceptance at more than 32 million establishments where you can enjoy shopping, dining, traveling, and many more.
If you need cash, you can get cash from any of the 250,000 financial institutions and ATMs worldwide.
When you travel, you are entitled to a travel insurance of up to SR 750,000 against flight cancellation, personal accident, and luggage loss/delay.
Payment is easy with these credit cards as you can pay your large purchases in installments through the Ala Dofaat Program.
In addition, you can get free supplementary credit cards for a maximum of three family members.
Hightlights of the Qitaf Titanium Credit Card
Qitaf Titaniuim Credit Card is a Shariah compliant credit card that rewards cardholders with numerous shopping offers.
This Islamic card has an annual fee of SR 500 and a 2.75 percent foreign exchange rate when purchasing in other currencies.
Payment is very flexible as cardholders can choose to pay at least five percent of the total monthly billing.
However, if the cardholder is not able to pay the monthly bill in full, a two percent interest rate will apply to the outstanding balance.
This card has not cashback offer, but is loaded with numerous discounts and prizes from subscribers of STC.
Using these credit cards is safe as cardholders are protected even with travel insurance under the Himayati and Himayati Plus insurance.
Cardholders may also enjoy the benefits of earning Qitaf points that are redeemable for discounts on telephone calls and text messages.
Gift vouchers and other services from STC are also available for Qitaf Titanium credit cards owners.
If you want to learn more about these credit cards, you may inquire from any of the NCB branches or call their customer service.
How to Apply for a Qitaf Titanium Credit Card
It is easy to apply for a Qitaf Titanium Credit Card, but before you do; you must first be qualified to apply for one.
First requirement is that you must be between 20 and 59 years of age or 21 and 60 years basing on the Hijjri calendar.
You must be continuously employed for at least three months prior to your application and must have a minimum income of SR 15,000 per month.
Lastly, you should have at least one of the services from Saudi Telecom Company registered in your name.
If you have all the requirements ready, you may call their office to apply.