What RiyadBank Titanium Creditcards Worth?

Does RiyadBank Titanium Creditcards possess the quality of elite credit cards?

RiyadBank Titanium Creditcards - Elite Cards

Banks and credit card companies offer different types of cards designed in meeting diverse customer class.

There are cards for people who are just starting out with their credit; some are designed for those with poor credit, and also for people with good credit ratings.

Those belong to the latter class will most likely be approved with credit cards that have low fee and get the benefit of earning points for redemption of cash back, airline miles and other valuable rewards.

However, companies such as Chase, American Express and Citi provide elite type of cards for customers with excellent credit. These credit cards have far more superior benefits than the regular ones.

High earners capable of big spending belong to this class of customers that are eligible for elite credit cards.

Features and Benefits of
Elite Credit Cards

What features separate elite cards such as RiyadBank Titanium Creditcards from the rest of credit card types?

Depending on the bank or card issuer, the following privileges are expected from these cards:

RiyadBank Titanium Creditcards - Exclusive Features

  • Excellent travel benefits including airport VIP lounges access, hotel service upgrades and other exclusive amenities
  • Access to exclusive sales and shopping at high-class retailers
  • Concierge services that include help in restaurant and entertainment reservations, shopping assistance and event planning
  • Priority ticket purchase to shows and sport events
  • Upgraded warranty protection on items purchased
  • Essential rewards points that are useful to redeem high-end products and upgraded travel amenities

Yet, some other elite credit cards from highly respected issuers offer serious VIP treatment to their cardholders.

Aside from the standard features, elite cardholders are privileged of enjoying higher card charging power, avail of services that extend exorbitant amusements and access to highly exclusive entertainment experience.

RiyadBank Titanium Creditcards Elite Description

Titanium cards from Riyad Bank offer hassle-free shopping and well-assisted traveling to cardholders.

The card is introduced free from annual issuance fee during the first year of card membership. In addition, the bank automatically waive the annual fee should the cardholder were able to spent SAR 6000 during the previous year.

Use the card to avail of cash advance for up to 50-percent amount of the credit limit.

RiyadBank Titanium Creditcards - Features and Fees

Get the privilege of enjoying special discounts in using RiyadBank Titanium Creditcards at selected hotels, restaurants and merchants.
Take the advantage of free airport VIP lounges access in Damam, Cairo, Jeddah, Dubai, Amman, Riyadh and Kuwait.

The cardholders are enrolled automatically to Hassad Rewards Program that entitles them of redeeming great rewards.

Purchase ticket using the Titanium card and you will be covered with travel insurance free.

Get the best protection in online shopping through the card’s 3D secure scheme.

Cardholders of RiyadBank Titanium Creditcards should be aware of the following fees that go with the card.

  • The annual membership fee of the card is SAR 400.
  • The rate for interest earnings is at 2.25-percent per month or 27-percent per annum.
  • The cardholders are subject for cash advance fee should they avail for it at 3.5-percent.
  • The International transaction fee is peg at 2.15-percent.
  • The monthly minimum payment is set at 5-percent of total amount due.
  • The late payment fee and over the limit fee are both set at SAR 100.

Finally, Cardholders will be charged with SAR 250 should they request for a replacement card.

Making the Most of RiyadBank Silver Creditcards

What does RiyadBank Silver Creditcards benefit the cardholders the most?

RiyadBank Silver Creditcards - Visa MasterCard

Just as what customers expect from Silver MasterCard, it is more secure and advantageous to carry around than cash.

The cards provide the necessary credit that is useful to purchase items in small and large quantity at millions of merchants worldwide.

It extends the purchasing power of cardholders to enable unlimited shopping possibilities.

And even if you will still be needing cash, it is readily accessible through cash withdrawals.

Cardholders can access cash any hour of the day in over 750,000 ATMs and in 500,000 bank branches around the globe.

Frequent travelers need not to worry concerning currency exchange rates while outside Saudi Arabia because RiyadBank Silver Creditcards take care of that.

More Things about RiyadBank Silver Creditcards

First, how are you going to qualify for Silver credit cards?

You have to be at least eighteen years old and earning a regular income.

Its either you are a Saudi Citizen or an expatriate in the Kingdom.

Check if you are any of the following:

  • Government employee
  • Business person
  • Member of the military
  • Retired

The card is particularly easy to obtain if you have the minimum monthly income it requires.

  • For Saudi citizen with salaries transferred to RiyadBank, SR 2,000
  • For Saudi citizen with salaries not transferred to RiyadBank, SR 2,500
  • For non-Saudis with salaries transferred to RiyadBank, SR 2,500
  • For non-Saudis with salaries not transferred to RiyadBank, SR 3,000

Silver Credit Card Salient Features

The card facilitates bookings in relation to travel and other necessary reservations with ease.

RiyadBank Silver Creditcards - Best Card Features

Cardholders of RiyadBank Silver Creditcards can affix their signature right on the card, and with the assignment of Personal Identification Number, the fear of unauthorized use of the card is reduced.

In addition, in case of lost or stolen card, requesting for a replacement is easier to do. A call to the customer service will affect the sending of replacement card through special courier wherever you want it to be sent.

The card provides a proof of purchase should the item you purchased has to be returned. This will facilitate early return or replacement of the goods bought.

Settlement of your monthly card billing can be done conveniently using the telephone, payment by direct debit or paying to the nearest Riyad Bank branch. The bank considers that ensuring payment of your account on time is a mutual responsibility.

Monitoring of credit card account is simpler with the monthly card statement. This will also help the cardholders in becoming more aware in their spending habit.

Moreover, you can use the monthly statement in finding out whether a charge is made by the store twice, and be able to check if the act is done by mistake or intentional.

Checking of items in the statement for previous months can also be performed through Riyad Online. This facility is made possible by the bank as an Internet solution.

The RiyadBank Silver Creditcards offer special services for emergency arrangements should the cardholder at any time exceeds his credit card limit.

Making the most of Silver credit cards from Riyad Bank is a great experience, if not overwhelming.

Getting Excellent Services with RiyadBank Platinum Creditcards

Satisfy luxury with RiyadBank Platinum Creditcards exceptional features and special offerings.

RiyadBank Platinum Creditcards - Cards for Luxury

Initially, the card gives vouchers for chosen outlets as welcome gift for first time card members.

Subsequently, they can enjoy shopping while taking advantage of all the benefits from Hassad Reward Program membership.

Cardholders of Platinum card can also avail firsthand of MasterCard special discounts and preferential offers, which add-up value to the essential things you are already receiving from the card.

And at anytime cardholders will be needing cash, they can get cash advance easily even up to 50-percent of their card credit limit.

Additionally, cardholders are provided with the necessary SMS notification on every transaction made and they are securely protected as well.

Free Access Feature of RiyadBank Platinum Creditcards

Card membership with Platinum credit card entitles you of access to VIP airport lounges.

Cardholders can avail of this feature regardless of the carrier they are flying with, their seat-class or whether they are subscribed or not to any similar lounge program.

Delight self of the VIP lounge ambience anytime you travel in several airport lounges worldwide.

VIP lounges provide peaceful and relaxing atmosphere apart from the usual busy crowds in the departure area.

Therefore, whether the cardholders of RiyadBank Platinum Creditcards are traveling for vacation or business, the luxury of VIP lounges is for them to enjoy before their flight.

Some of the benefits may include:

RiyadBank Platinum Creditcards - Lounge Access

  • The cardholders can take along other guest in the VIP lounge that travels with them.
  • Service of Wi-Fi is readily available in the area.
  • Read complimentary magazines and newspapers while waiting for your flight.
  • Use spacious, quiet and comfortable area to catch up unfinished paper works, plan activities ahead or getting in touch with your office for some final instructions.
  • Enjoy complimentary snacks and drinks that are served conveniently for them.
  • There are also available entertainment facilities to wear-off boredom.
  • The VIP lounge may even offer beds, showers and other personal amenities.

Above all, you are very much secured and accommodated should there will be delays on your scheduled departure.

RiyadBank Platinum Creditcards – Free Travel Insurance

Other than the important things such as passport that you should have when travelling, ensure that you also have travel insurance.

The travel insurance offers security and allows travelers to enjoy their trip with peace of mind.

RiyadBank Platinum Creditcards - Travel Insurance

Cardholders can buy their tickets using Riyad Bank Platinum cards and get travel insurance free.

The Platinum credit cardholders are provided with the following insurance coverage.

Personal Accidents. U$ 1M for Accidental Death / Permanent Total Disablement due to Accident

Emergency Medical Services. U$ 10,000

Baggage. U$4,000 Loss Checked Baggage, U$ 2,000 Loss Baggage per item

Inconvenience Benefits. U$ 1,000 for six hours travel delay, U$ 4,000 for six hours Baggage delay

Cardholders of RiyadBank Platinum Creditcards are entitled for the services of Customer Care Center where a team of qualified customer service representatives is ready to entertain card related inquiries 24-hours a day.

Vital Information about RiyadBank Islamic Titanium Cards

Convenience defines shopping with RiyadBank Islamic Titanium Cards and travelling will always be a pleasant experience by just using the card.

RiyadBank Islamic Titanium Cards - Card Convenience

Titanium credit cards from Riyad Bank have the essential components a card of its type has to offer. Customers will be amazed of the privileges they will get.

The card provides flexibility through its unparalleled features and benefits to ensure that cardholders may obtain everything they need.

Moreover, the privileged users of this card can enjoy special offers and promotions from their favorite brands and at the same time, have peace of mind while doing their shopping.

Therefore, you can actually exempt yourself from the hassle of carrying cash with only RiyadBank Islamic Titanium Cards in your pocket.

RiyadBank Islamic Titanium Cards – Features and Benefits

Riyad Bank through the Titanium credit cards is committed to deliver the distinctive features of the card. It is crucial for cardholders to go over these features in order to maximize their benefits in using the card.

  • The card is offered without an annual issuance fee for the first year of card membership. Additionally, the annual fee is waived automatically if the cardholder spent SAR 6000 for the whole year.
  • Take advantage of getting cash advance that can be availed up to 50-percent of the card’s credit limit.
  • Getting additional cards is free.
  • The cardholder will get the chance to be notified through SMS on all the credit card transactions he made.
  • Use Islamic Titanium card and take advantage of special discounts from the selected hotels, restaurants and stores.

RiyadBank Islamic Titanium Cards - Card Features

  • When travelling, avail of the free access to VIP lounges in the airport at Damam, Cairo, Jeddah, Dubai, Riyadh, Kuwait and Amman.
  • Use the card in purchasing airline tickets and get a free travel Insurance.
  • RiyadBank Islamic Titanium Cards Cardholders are enrolled automatically in the bank’s Hassad Rewards Program. Cardholders should get updates on their earned points.
  • Get the assurance of safe and secure shopping convenience online.
  • A credit shield will be placed in effect as insurance for the outstanding credit card balance should any unforeseen events happened to the cardholders.

RiyadBank Islamic Titanium Cards – Summary of Credit Card Fees

Cardholders of Islamic Titanium cards should know and understand very well the credit card fees applicable to their use of the card.

In doing this, cardholders are doing themselves a favor of being guided accordingly should matters of this nature will surface in the future.

In many cases, misunderstanding is attributable to these fees that should have been avoided otherwise.

  • The Annual membership fee for the primary card is SAR 400, first year no introductory fee and waiver is applicable.
  • There is no annual membership fee for all the additional cards.
  • The applicable interest rate is 2.25-percent. No interest is applied for the first three months of card membership.
  • The cash advance fee is SAR 100
  • The fee for international transaction is up to 2.15-percent. The foreign currency conversion to Saudi Rial is according to the prevailing rate of the day.
  • The monthly minimum payment is calculated at 5-percent of the total credit card amount due or in the amount of SAR 200, whichever of the two is higher.
  • Both the late payment fee and over limit fee is set at SAR 100.
  • Card replacement fee for RiyadBank Islamic Titanium Cards is set at SAR 250 and SAR 100 for card reactivation fee.

The Classic RiyadBank Islamic Silver Cards

Get to know the classic RiyadBank Islamic Silver Cards.

Together with the Islamic Gold cards, Silver cards are available either Visa or MasterCard.

RiyadBank Islamic Silver Cards - Visa MasterCard

These Islamic cards are in compliant with the Shari’a criteria and the best tool for purchasing, cash withdrawals, installment payments, and other financial transactions.

With these cards, cardholders have the advantage of enjoying great benefits whenever they travel for business or family vacation.

The following are features and benefits of Islamic Silver Cards from Riyad Bank that are applicable to your own lifestyle.

  • Use the card in making cash withdrawals up to 50-percent of your credit limit.
  • Share the benefits of the card to other members of the family by getting additional cards free.
  • As cardholder you can have the benefit of getting free internet cards.
  • You can shop by any means using your card and take advantage of repayment flexibility.

 

Are RiyadBank Islamic Silver Cards for you?

Think of what benefits you of having the card?

RiyadBank Islamic Silver Cards - Classic Card Features

  1. It is more convenient to use Islamic Silver credit card and safer as well.
  2. Credit card strengthens purchasing power to help you with regular and emergency needs.
  3. Appease your concerns over currency exchange rates when outside Saudi Arabia.
  4. The card is easily replaceable in the event of lost or if the card is stolen.
  5. Cardholders are provided with proof of purchase should they have to return the items they bought.
  6. Credit card allows the monitoring of your spending through the issuance of monthly statement. This will promote in developing responsible financial management.
  7. Customers have a wider range of shopping opportunity at more than 20 million merchants worldwide.
  8. Card members have ready access to cash because of easy withdrawal facility.
  9. Cash withdrawals can be made through Automated Teller Machines that are available at all times in more than 750,000 locations.
  10. Get the advantage of facilitating advance booking and other reservations.

How to get RiyadBank Islamic Silver Cards

If you meet the following requirements, you can qualify to have the Islamic Silver cards from Riyad Bank.

RiyadBank Islamic Silver Cards - Application Requirements

  1. Applicant should be at least 18 years of age and has a regular source of income.
  2. You must be a citizen of KSA or an expatriate.
  3. Applicant can either be of the following:
  • Government employee
  • Member of the military
  • Business person
  • Retired person

The RiyadBank Islamic Silver Cards are obtainable for employed individuals according to their monthly income as follows:

  • Saudi Arabian with salaries that are transferred to the bank, SR 2000
  • Saudi Arabian with salaries that are not transferred to the bank, SR 2500
  • Non Saudi Arabian with salaries that are transferred to the bank, SR 2500
  • Non Saudi Arabian with salaries that are not transferred to the bank, SR 3000

Approved applicants will be issued with the Islamic Silver card where they can affix their signature. They can also assign a Personal Identification Number (PIN) to the card for safety.

A Closer Look at RiyadBank Islamic Platinum

What can we expect from RiyadBank Islamic Platinum card?

RiyadBank Islamic Platinum - Card

As card issued in Saudi Arabia, this card is Shari’a committee compliant. It is offered free from annual fee for the first year.

Enjoying unlimited shopping using the card would be convenient because of the Qasset installment program.

Taking advantage of the best deals and offers from among the superior brands in the Kingdom is a great opportunity that comes with the Platinum card.

With the card’s automatic enrollment to Hassad Rewards Program, getting more benefits is as simple as accumulating points for rewards redemption.

VIP Treatment with RiyadBank Islamic Platinum

The Islamic Platinum card is your key access to airport VIP lounges in over 600 airports worldwide.

RiyadBank Islamic Platinum - VIP Lounge

This card privilege is applicable regardless of the airline, seat class, or whether the cardholder is or is not an airline lounge program subscriber.

Therefore, you will be able to relax in a tranquil ambiance while waiting for your flight.

You have a convenient access for food and refreshments and use lounge facilities including phone, internet access, fax machine and even conference room when available.

The airport lounge access is made possible by the Priority Pass that is issued simultaneously with the RiyadBank Islamic Platinum card.

Other Premium Features of RiyadBank Islamic Platinum Card

There are other salient features that make the Islamic Platinum card platinum.

Travel Insurance. Always include travel insurance as an integral part when planning a trip. This is one way of being protected and it is absolutely free.

Travel insurance provides peace of mind while enjoying your travel and all it takes is buying the airline ticket using the card.

Purchase Protection. Have a safe way to shop with an assurance of purchase protection. Cardholders need not worry should anything that they bought was accidentally damaged or stolen because the purchase protection of the card will cover them.

RiyadBank Islamic Platinum - Card Protection

The coverage is automatic when you use Visa Platinum card in purchasing the goods local or international. The protection coverage will be up to ninety days from merchandise purchase date.

Extended Warranty. It is called extended warranty because it takes effect when the electrical household item you shopped breaks down after the regular warranty expires.

This is automatically attached to the item when you used the card to purchase it. The warranty is doubled up to a maximum of two years applicable for mechanical breakdown. The expenses related to make repairs will be paid according to the purchase price or even up to the maximum amount as shown in the table of benefits, whichever is lower.

Customer Care Center.  There is nothing more satisfying during travel than with the knowledge of having a 24-hour assistance of highly qualified team of customer service agents who will satisfy every inquiry that pertains to the card.

Get for yourself the great features and benefits of RiyadBank Islamic Platinum credit card by applying for one today.

The required documents include copy of the national ID (KSA), Iqama, and Passport. The employers Salary Certificate is also needed indicating the date of employment and copy of valid commercial registration for business person.

What makes RiyadBank Islamic Gold Cards Gold card?

Take a look what makes RiyadBank Islamic Gold Cards a gold credit card.

What sort of a card is Gold credit card in the first place?

RiyadBank Islamic Gold Cards - Visa MasterCard

Visa Gold as well as MasterCard Gold is known brands of credit card with high credit limit.

These Gold cards primarily provide the advantages of a regular credit card with the addition of essential insurances.

The card is typically recommended for individuals that are at least more than 18 years of age and seek to enjoy great payment convenience in their life.

Gold cardholders can easily withdraw cash from ATMs and make payments using their card as well. The card is highly acceptable in all stores that display the Visa/MasterCard logo.

Monitoring of the credit card balance is very easy through advance telecommunication means anytime and anywhere.

Additionally, if you are already enjoying the shopping convenience gold cards bring, you can still take advantage of extra benefits including promotional discounts and other special offers.

The foregoing are some of the features and benefits you can look from Islamic Gold Cards of Riyad Bank.

 

Gold Features of RiyadBank Islamic Gold Cards Gold card

These are the features of Islamic Gold Cards from Riyad Bank both Visa and MasterCard.

The Islamic Gold card is Shariah Committee approved and bears the features that a Gold card should have.

  • Cardholders are enrolled automatically into Rewards Program (Hassad) from which shoppers are greatly benefited.
  • You can also make cash advance even up to 50-percent of the credit card limit.
  • The additional cards will be free from annual fee.
  • Cardholders can access 24-hours customers’ service with highly reliable customer service agents. They will gladly provide assistance to inquiries related to your travel and other business concerns.

RiyadBank Islamic Gold Cards - Card Features

If you wish to travel, get a free insurance by purchasing your ticket with your Islamic Gold Cards.

The insurance coverage is associated with the cardholder’s travel. The common carrier includes the public transport by air, sea, road or rail with licensed carrier.

Card members will be covered according to Benefit Limit per cardholder as follows:

Personal Accidents: In the basis of accidental death / permanent death or in total dismemberment, US Dollar 250,000

Emergency Medical Services: US Dollar 5,000

Baggage: Any loss of checked-in baggage in a per bag basis, US Dollar 1,000, any loss of baggage in a per item basis, US Dollar 500

Inconvenience Benefits:  Any travel delay, by six hours, US Dollar 500, any baggage delay, by six hours, US Dollar 1,000

Applying for RiyadBank
Islamic Gold Cards

Individuals who wish to apply for Islamic Gold card can do so by following the guidelines.

RiyadBank Islamic Gold Cards - Card Application

  1. The applicant should be at least 18 years of age and an income earner.
  2. Must be citizen of KSA or an expatriate
  3. He or she may be a government employee, has a business, member of the military or a retired person.
  4. The following is required minimum monthly income per applicant’s category:
  • SR 2000, Saudi Arabian with salaries transferred to RiyadBank
  • SR 2500, Saudi Arabian with salaries not transferred to RiyadBank
  • SR 2500, non-Saudi Arabian with salaries transferred to RiyadBank
  • SR 300, non-Saudi Arabian with salaries not transferred to RiyadBank.

Application for RiyadBank Islamic Gold Cards are processed and screened according to all applicable terms and conditions of the bank.

Introducing RiyadBank Islamic Creditcards

Through RiyadBank Islamic Creditcards, you can manage your finances with convenience and flexibility.

RiyadBank Islamic Creditcards - Card Convenience

If you are in the Kingdom of Saudi Arabia as resident or expat, owning credit cards may come very handy in many instances.

Islamic credit cards from Riyad Bank offer convenience in getting your needs such as making purchases locally and international.

The cards are of great help in arranging over the counter and online reservations.

Riyad Bank has different types of Islamic cards from which to choose from that will match individual preferences and requirements.

Knowing things about these credit cards is the best tool in maximizing their use.

What is all About RiyadBank Islamic Creditcards?

Islamic credit cards are Sharia compatible and allow the cardholders to purchase goods or do other financial transactions. These credit card transactions create a cycle of unsecured debt according to the credit limit set by Riyad Bank.

The card users will repay what they owed at the due date in full or at least a part of the outstanding balance depending on the minimum payment required.

Cardholders can settle their outstanding credit card in the following ways:

Current Account Deduction. The outstanding account will be deducted from the cardholder’s current account. It is crucial that the bank account have enough balance from which the payment will be deducted.

Fund Transfer to the Card Account. Cardholders affect a fund transfer of the outstanding amount to the credit card account in Riyad Bank head office.

Pay using a check. Cardholders write a check payable to Riyad Bank or Credit Card Center.

Pay Online through Riyad Internet Banking. Cardholders who are registered to online banking can pay through the internet.

The RiyadBank Islamic Creditcards impose fees that are payable by the cardholders accordingly including annual fees, financial charges and penalties should the need arises.

What are the RiyadBank Islamic Creditcards?

The following are the Islamic credit cards of Riyad Bank:

RiyadBank Islamic Creditcards - Credit Cards

Platinum Card

This is a Sharia compliant card that offers no annual fee for the first year. The card can be used in Qasset Program and cardholders are enrolled in Hassad Rewards Program automatically.

Cardholders of Platinum card have an access to VIP lounges and are entitled to travel insurance. The card is useful for special offers and can avail of special services including purchase protection, extended warranty and credit shield program.

Titanium Card

Titanium card provides flexibility to the cardholders in their daily life with its unique features and benefits.

The card offers special amenities over the regular features including cash advance, SMS credit card transactions notification, special access and discounts, insurance, card protections and other valuable benefits.

Gold Card

This is a Sharia compliant card. It is enrolled automatically with the Hassad Rewards Program. The card welcomes activation vouchers and provides cash advance to cardholders up to 50-percent of credit limit.

Classic Card

This card is available under Visa or MasterCard and is compliant to the Sharia banking principle, Murabaha. The card can make 50-percent cash withdrawal out of the credit limit amount.

The card offers application for additional cards free and has flexible payment options.

Business Banking Card

Business Banking Card of RiyadBank Islamic Creditcards is designed for cardholders with business. The card offers great spending privileges, payment securities, financial control and business solutions.

Cardholders of Business Banking Card can get additional cards for the use of their business staff members.

Welcoming RiyadBank Gold Creditcards to your Life

Get acquainted with RiyadBank Gold Creditcards features and decide whether the card is the best for your needs.

RiyadBank Gold Creditcards - Features and Benefits

As an initial treat the card welcomes customers with activation voucher that they can use in selected outlets.

Upon getting the card, the new cardholder will be enrolled automatically to Hassad Rewards Program and can start earning points for redemption of valuable products and services.

Need some cash? Access cash advance easily of up to 50-percent of the card credit limit.

Have the opportunity to experience convenient shopping in stores and even online with the effective protection of 3D secure. Riyad Bank through Gold credit cards also provides instant SMS notification to cardholders for every transaction they made.

The cardholders may choose to get additional cards for other members of the family. The additional cards will have no annual fee.

Travel Insurance Free with RiyadBank Gold Creditcards

Enjoying the best features and benefits of gold credit cards from Riyad Bank is something of great value.

In addition, how about being protected through the coverage of travel insurance free.

Travel insurance offers assurance and grant you enjoyment of travel by having global protection.

The insurance covers cardholders of Titanium, Platinum and Gold cards for any eventualities that may happen while traveling.

Below is the table showing the complete details of coverage for cardholders of RiyadBank Gold Creditcards.

RiyadBank Gold Creditcards - Travel Insurance

Personal Accidents: U$250,000 for Accidental
Death or for Permanent Total Disablement

Emergency Medical Services:  U$5,000

Baggage: U$1,000 for Loss of the checked baggage (per bag), U$500 for Loss of baggage (per item)

Inconvenience Benefits: U$500 for Travel delays (6 hours), U$1,000 for Baggage delay (6 hours)

The insurance coverage is applicable to cardholders riding in common carriers with license in the road, rail, air or sea.

In order to avail of the free insurance, cardholders should use their Gold card in purchasing ticket for the travel. The enrollment to Travel Protection Program is automatic and will not cost anything to cardholders.

On top of the free insurance is the best customer support from the bank through the Customer Care Center.

The Customer Care Center is composed of professional customer service agents that are on stand-by to take your call 24-hours a day. They are highly qualified to answer every inquiry regarding the credit card services.

Requirements in Applying for RiyadBank Gold Creditcards

Saudi citizens and expatriates may apply for the Gold card from Riyad Bank if they are qualified according to the following:

RiyadBank Gold Creditcards - Application Requirements

The applicant must be at least 18 years old and an income earner.

Individuals applying for this credit card may be one who is working with the government, having a business of his own, a member of the military or retired.

The minimum monthly income requirement is SR 2,000 for Saudi citizens with salaries transferred to the bank (Riyad); SR 2,500 for Saudi citizens with salaries that are not transferred to bank (Riyad); SR 2,500, non-Saudis with salaries transferred to bank (Riyad); and SR 3,000, non-Saudis with salaries that are not transferred to bank (Riyad).

Getting approved for RiyadBank Gold Creditcards would be your chance to enjoy the great many benefits that these cards can offer.

Welcoming RiyadBank Gold Creditcards to your Life

Get acquainted with RiyadBank Gold Creditcards features and decide whether the card is the best for your needs.

RiyadBank Gold Creditcards - Features and Benefits

As an initial treat the card welcomes customers with activation voucher that they can use in selected outlets.

Upon getting the card, the new cardholder will be enrolled automatically to Hassad Rewards Program and can start earning points for redemption of valuable products and services.

Need some cash? Access cash advance easily of up to 50-percent of the card credit limit.

Have the opportunity to experience convenient shopping in stores and even online with the effective protection of 3D secure. Riyad Bank through Gold credit cards also provides instant SMS notification to cardholders for every transaction they made.

The cardholders may choose to get additional cards for other members of the family. The additional cards will have no annual fee.

Travel Insurance Free with RiyadBank Gold Creditcards

Enjoying the best features and benefits of gold credit cards from Riyad Bank is something of great value.

In addition, how about being protected through the coverage of travel insurance free.

Travel insurance offers assurance and grant you enjoyment of travel by having global protection.

The insurance covers cardholders of Titanium, Platinum and Gold cards for any eventualities that may happen while traveling.

Below is the table showing the complete details of coverage for cardholders of RiyadBank Gold Creditcards.

RiyadBank Gold Creditcards - Travel Insurance

Personal Accidents: U$250,000 for Accidental
Death or for Permanent Total Disablement

Emergency Medical Services:  U$5,000

Baggage: U$1,000 for Loss of the checked baggage (per bag), U$500 for Loss of baggage (per item)

Inconvenience Benefits: U$500 for Travel delays (6 hours), U$1,000 for Baggage delay (6 hours)

The insurance coverage is applicable to cardholders riding in common carriers with license in the road, rail, air or sea.

In order to avail of the free insurance, cardholders should use their Gold card in purchasing ticket for the travel. The enrollment to Travel Protection Program is automatic and will not cost anything to cardholders.

On top of the free insurance is the best customer support from the bank through the Customer Care Center.

The Customer Care Center is composed of professional customer service agents that are on stand-by to take your call 24-hours a day. They are highly qualified to answer every inquiry regarding the credit card services.

Requirements in Applying for RiyadBank Gold Creditcards

Saudi citizens and expatriates may apply for the Gold card from Riyad Bank if they are qualified according to the following:

RiyadBank Gold Creditcards - Application Requirements

The applicant must be at least 18 years old and an income earner.

Individuals applying for this credit card may be one who is working with the government, having a business of his own, a member of the military or retired.

The minimum monthly income requirement is SR 2,000 for Saudi citizens with salaries transferred to the bank (Riyad); SR 2,500 for Saudi citizens with salaries that are not transferred to bank (Riyad); SR 2,500, non-Saudis with salaries transferred to bank (Riyad); and SR 3,000, non-Saudis with salaries that are not transferred to bank (Riyad).

Getting approved for RiyadBank Gold Creditcards would be your chance to enjoy the great many benefits that these cards can offer.